BISP Kafalat Payment Increased to Rs. 13,500 — Latest Update 2025

BISP Kafalat payment 2025 has increased to Rs. 13,500 per quarter — up from Rs. 10,500.

This update brings real relief to millions of low-income families facing record inflation. Over 9.3 million women will benefit from this boost, and the program plans to reach 10 million households by 2026.

Understanding the BISP Kafalat Program — Pakistan’s Social Safety Net

Launched in 2008, the BISP Kafalat Program is Pakistan’s largest social welfare initiative. It provides unconditional cash transfers to women from low-income households, helping them afford essential goods and services, including food, healthcare, and education.

The program goes beyond financial help — it promotes women’s empowerment, financial inclusion, and aligns with the UN Sustainable Development Goals (SDGs).

Simply put, BISP empowers women with control, dignity, and the ability to make informed choices for their families.

Payment 2025 — What’s New and Who Qualifies

Here’s everything you need to know about the new BISP Kafalat payment structure starting April 2025.

1. Increased Payment Amount

• The quarterly stipend has risen from Rs. 10,500 to Rs. 13,500.
• The goal is to help families cope with inflation, food shortages, and higher living costs.

2. Eligible Beneficiaries

• Registered women under the BISP Kafalat program are the primary recipients.
• Families affected by floods, natural disasters, or extreme poverty may also receive additional support.

3. How to Check Your Eligibility (8171 SMS Service)

• Send your CNIC number to 8171 via SMS.
• Alternatively, you can visit the nearest BISP Tehsil office or the official BISP website to verify your status.

4. Easy Ways to Collect Your Payment

You can withdraw your funds through:

• Bank ATMs (HBL, Bank Alfalah)
• BISP camp sites in rural and remote areas
• Mobile money services (where available)

Tip: Receiving BISP payments is completely free. If anyone requests a service fee or deduction, please report it immediately to your nearest BISP office.

Why the BISP Kafalat Payment Was Increased

The payment hike is part of the government’s economic relief strategy to protect vulnerable citizens. Here’s what it achieves:

• Provides direct financial assistance to low-income families.
• Strengthens food security and access to essentials.
• Promotes economic independence for women.
• Reduces the impact of inflation and economic shocks.

This increase also underscores Pakistan’s commitment to investing in human capital, empowering women who form the foundation of every household.

How to Register for the BISP Kafalat Program 2025

Do you qualify but haven’t joined yet? Follow these simple steps:

1. Visit your nearest BISP Tehsil office with your NADRA-verified CNIC and household information.
2. Complete the poverty score survey (if required).
3. Once verified, you’ll receive a confirmation SMS from 8171.

After approval, you’ll start receiving quarterly payments, including the new Rs—13,500 instalment.

Transparency and Oversight — Ensuring Fair Distribution

To maintain the process’s integrity, BISP officials, including DG Punjab Arshad Liaquat, are inspecting payment sites across Pakistan.

These field visits help prevent fraud and unauthorised deductions. Every rupee is tracked to ensure it reaches the rightful beneficiary. If any irregularity appears, officials act immediately to correct it.

Regional Overview — Where the Rs. 13,500 Instalment Reaches

The BISP Kafalat increase covers all provinces and territories, though distribution volumes vary by population and poverty rate.

Punjab

• Three million two hundred thousand women will receive Rs. 13,500 each quarter.
• HBL ATMs and mobile vans serve remote tehsils.

Sindh

• 2.5 million recipients from Karachi to Tharparkar benefit.
• Bank Alfalah branches and JazzCash agents support disbursement.

Khyber Pakhtunkhwa (KP)

• 1.8 million women (including those in merged tribal districts) are covered.
• BISP offices in Peshawar, Swat, and D.I. Khan ensure smooth payments.

Balochistan

• Around 700,000 families across Quetta, Gwadar, and interior areas benefit.
• Biometric verification centres and mobile camps handle distribution.

Gilgit-Baltistan & Azad Jammu & Kashmir

Nearly 200,000 women will get payments via HBL Konnect agents and local BISP branches.

💡 Remember: No authorised BISP representative can deduct or charge fees. If someone demands money, report it immediately to the BISP helpline or the nearest office.

Why This Payment Increase Truly Matters

This update is more than just a financial raise — it’s a commitment to equality, stability, and hope.

In 2025, when inflation pressures families nationwide, this payment helps women put food on the table, educate their children, and access healthcare.

The Benazir Income Support Programme remains a lifeline for Pakistan’s poorest families, ensuring social inclusion, dignity, and resilience.

Key Takeaway — Empowering Women, Strengthening Pakistan

The BISP Kafalat Payment Increase to Rs. 13,500 isn’t just an economic policy; it’s a promise of empowerment and equity.

By combining digital payments, biometric security, and transparent monitoring, the government ensures every rupee reaches the right hands.

This initiative uplifts millions of Pakistani women, strengthens communities, and builds a fairer future for all.

Frequently Asked Questions (FAQs)

1. What is the new BISP payment for 2025?

Starting January 2025, the Benazir Kafalat instalment increased from Rs. 10,500 to Rs. 13,500.

2. When will the new payment start?

The new cycle begins in April 2025, covering the June–August quarter.

3. How do I receive my BISP payment?

After account activation, BISP transfers funds through RAAST/IBFT. Beneficiaries can withdraw funds via PayPak debit card, cheque, or at a bank branch.

4. Who qualifies for BISP Kafalat payments?

Families with a poverty score of 16.17 or lower qualify. Higher-scoring households are ineligible.

5. How can I withdraw money from BISP?

Use biometric verification at ATMs or BISP centres. Present your CNIC and provide a thumb impression to withdraw cash.